Liability/third party insurance (Aansprakelijkheidsverzekering): coverage of the damages that you, family members or pets cause by accident (i.e.The following insurances are not obligated but very useful to have: The sum insured will usually be subject to the average value of the contents in a house, so it is important that the sum insured is up-to-date. Often a life insurance is also obligated.Ī popular insurance in the Netherlands is the household contents insurance (inboedelverzekering), which covers damage to your household goods caused by fire, burglary, explosion, storms, water, and various other factors. Otherwise, you have to arrange this insurance yourself. If you have bought an apartment, yourVereniging van Eigenaren – VvE (homeowners association) should provide the insurance. What insurances are compulsory for my home?Įxpats who have bought a house in the Netherlands are obliged to take out residential premises insurance for fire and water damage (opstalverzekering). The mortgage advisor or bank need the following documents: copy of your passport and residence permit, the signed purchase agreement, appraisal report, employer’s declaration, salary specification, statements of savings accounts or loans, investment portfolios and property owned outside of the Netherlands, confirmation of the tax department’s granting of the 30% ruling (if applicable). Before signing the purchase agreement we will have ready the appraisel report. After the purchase agreement has been signed, you can continue the mortgage application. If the purchase agreement has been approved by Nivita Makelaars, we will review and discuss it. We will ensure that all terms and resolutive conditions are included in the purchase agreement. How do I prepare a mortgage application in the Netherlands
Which steps still need to be taken? Nivita Makelaars tells more about it. The contract of sale has been signed by seller and buyer! The first steps have been taken, Cheers. I have signed a contract of sale for a house, what are the next steps? Home Purchasing agency, Nivita Makelaars knows what to do
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